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About Buying
At JBT SELECT REALTY we believe that both your heart and your head should play a part in finding a home. We will find you a property that not only tugs at the heart strings, but also makes good investment sense.
WHERE TO START: Speak with one of our Sales Consultants, who will listen to your plans, interests and needs to find out what kind of home will match your ‘wish list’.
We will then preview all the properties that fit these criteria and select the best so as not to waste your time showing houses that will not suit. Our objective is to find you the home of your dreams in the shortest time possible.
We will give you up-to-date information on what the current property market is doing, to enable you to make an educated decision about the home you want to buy.
When you do find your new home, sit back and smile! We will help you to prepare an offer and guide you through the document procedure to ensure that all runs smoothly.
ARRANGING FINANCE FOR YOUR NEW HOME: You will need to be 18 years or older, with an income sufficient to meet the loan repayments. For a Home Loan the maximum term of the loan is 25 years. For a Residential Land Loan the maximum term is 29 years. The home buying process is made much easier if you are pre-approved (your mortgage lender has approved you for a specified loan amount subject to certain conditions) or pre-qualified (your income, employment history and available deposit meet the necessary qualifications). This will ensure that you are a qualified buyer.
Repayment of the loan can be made on a weekly, fortnightly or monthly basis. The more often repayments are made the sooner the loan will be repaid, as interest costs are reduced.
The lender will hold the title deeds and the mortgage until the loan is paid out. Stamp duty on the home loan is paid by the buyer – the % scale will vary according to the amount of the sale price and whether or not the buyer intends to live in the home or has bought the property as an investment. When the buyers’ and sellers’ solicitors notify the real estate agent that settlement has taken place the agent can then hand the keys of the house to the buyer.
At JBT SELECT REALTY we work towards a successful and happy outcome for both the buyer and the seller. Fair treatment of both parties is ensured by Government Acts and Regulations, and we are also bound by moral and ethical guidelines as set down by the Real Estate Institute of Queensland.
JBT SELECT REALTY 'Sharing the Lifestyle'
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